Privacy Policies and Practices for the Web Site
Thank you for visiting National Security’s corporate Web site. Your privacy during your visit and through the course of any interaction with us via the site is very important to us.

When you visit our site and communicate with us, we will not collect personal information about you, unless you provide us that information voluntarily.

If you communicate personal information to us through our Web site, we will not sell that information. We may share the information with our internal customer service representatives, other National Security employees or your representative to enable them to address your question or concern. We will only disclose information in compliance with applicable laws and regulations and will require the recipient to protect the information and use it only for the purpose provided, for example, as necessary to provide services or products requested by you. We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your personal information.

Site Visitation
When you visit National Security’s internet site, we collect certain information that does not identify you personally, but provides us with usage data. This data is used to help us determine what pages are visited most often and the average time visitors spend at the site. The information is used for internal auditing and to help us improve our site.

Contact Us
National Security welcomes your comments and questions. We have supplied the "Contact Us" page to help you communicate your needs to us electronically. To process any requests you may have, we may share the information you provide with our customer service representatives, other employees or your representative to enable them to address your questions and concerns.

Please note that the messages we receive from you are not encrypted. Therefore, your e-mail transmission to us, like most, if not all, non-encrypted Internet e-mail communications, may be accessed and viewed by other Internet users, without your knowledge and permission, while in transit to us. For this reason, we recommend that you do not include any information that you consider confidential (e.g., Social Security number) in your electronic communications with us. If additional information is required to process your request, a representative will contact you. Or, please feel free to call us toll-free at 1.877.446.6060.

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Privacy Policies and Practices for Our Consumers

National Security Life and Annuity Company (National Security" or "we") thanks you for your trust and confidence. National Security is committed to providing you, our customer, with competitive insurance and annuity products and services to help you meet your changing needs. We are equally committed to protecting the private and personal information we collect and maintain about you.

Collection of Information
We gather private and nonpublic personal information about you in order to provide you with our insurance products and services. The information we collect starts with the information you provide on applications and other forms, when you request services, and when you file a claim. Also, with your written authorization, we may collect information from (1) health care providers, (2) consumer reporting agencies in compliance with the federal Fair Credit Reporting Act, (3) your employer, business associates or advisers, (4) public records including motor vehicle reports and (5) interviews with persons who have knowledge of your circumstances. Also, we may search public records, including motor vehicle reports, for relevant information about you.

We seek to collect and use only information that is necessary and appropriate for the needs of our business. We may collect information that relates to your insurance or investment needs and objectives, income, finances, employment, health, habits, and other factors that properly relate to the insurance products or services we are providing.

Maintaining complete and accurate information on our customers’ records is important. If you become aware that we may have any inaccurate information about you, please write or call us at National Security Life and Annuity Company, Attn: Corporate and Marketing Communications, One Financial Way, Cincinnati, Ohio 45242, telephone 877.446.6060.

Disclosure of Information
National Security does not disclose private or nonpublic personal information about our customers or former customers to anyone, except as required or permitted by law. We do not sell customer lists or any information about our customers. We may share information about you with affiliated companies and with your insurance agent and, where applicable, your broker/dealer who is authorized to represent National Security. Also, we may share information about you with companies and individuals who perform services on our behalf. Before disclosing information to those who provide services to us, we require them to agree to keep any private or nonpublic personal information about our customers confidential and to use it only for the purposes we have authorized. We may disclose information about you in response to a subpoena or other legal process and to protect against fraud.

Protecting Confidentiality of Customer Record
Your files or records are made available only to our personnel or representatives who need access to the information in order to perform their assigned duties. We do not disclose information about your health, except when authorized by you or as explained to you in our “Notice of Information Practices” delivered at the time you applied for your policy or contract. In order to protect the confidentiality of nonpublic personal information we have gathered and maintain about you, we routinely (1) maintain and monitor physical, electronic and procedural safeguards, (2) review our policies and procedures, (3) monitor our computer networks and (4) test the strength of our security.

Affiliates
If you applied with us for a variable life insurance policy or variable annuity, this notice covers the following affiliates: Ohio National Equities, Inc. (a wholesale broker/dealer), The O.N. Equity Sales Company (ONESCO, a retail broker/dealer) and its subsidiaries.

Do You Need to Do Anything?
You do not need to take any action in response to this notice of our Privacy Policies and Practices. Because we do not share your private or nonpublic personal information with nonaffiliated third parties other than as described above, you do not need to “opt-out” or “opt-in.” If, however, you want more information concerning our privacy practices, please contact us at: National Security Life and Annuity Company, Corporate and Marketing Communications, One Financial Way, Cincinnati, Ohio 45242; by telephone at 877.446.6060; or contact us at NSCorpComm@nslac.com.